Home » Money Train 5 Slot Review

Relax Gaming publishes the odds of its own bonus round, and those odds say the cheapest way into this game is to buy it. Waiting for the free spins costs about 46 euros of turnover at the minimum stake. Buying them costs 10. I score it 5 out of 10.

This is a five reel, four row slot with 40 paylines, released on 24 September 2026, and it is the first game on this site where I could score all four of my criteria. That is not a compliment about the design. It is because the studio printed the numbers the other six studios I have reviewed kept to themselves.

Below is every buy price converted into euros, the arithmetic on buying against waiting, and the one thing the published odds do not cover. Start with the section on the feature price, because it changes how you would play this game if you played it at all.

Money Train 5 at a Glance

This is the most complete specification table I have been able to build for any slot on this site, and almost none of it required guessing.

What it isThe figure
Return to player96.1% at the standard setting, with 94, 92 and 90 percent versions also shipped
Return when you buy the bonus96.5%, which is higher than the base game
Studio and dateRelax Gaming, released 24 September 2026
GridFive reels, four rows, 40 paylines paying from the left
VolatilityVery high, rated 10 out of 10 by the studio scale
Hit frequency19.57% in Standard mode and 19.36% in Ultra
Free spins frequencyOne trigger in 463.56 spins
Super free spins frequencyOne trigger in 10,290.53 spins
Maximum win50,000x in Standard mode and 100,000x in Ultra
Stake rangeFrom 10p, up to 20 in Standard and 10 in Ultra outside the UK
Bonus buysSeven options, from 1.5x to 2,000x your stake
Odds of the maximum winNot published

How to read this. Compare this with the Thunderstruck II table on this site, where three of these rows read not published and the rest contradict each other. One line in this table is missing. On that game, nine were.

The Score, and What Went Into It

Casinos on this site are scored on four published criteria and so are games, on four of their own. Each is marked out of ten and the average is rounded to a whole number, with a half rounding up. This is the first game where all four could be scored. The bands are published in my scoring method.

CriterionScoreWhy
Return to player7 / 1096.1 percent sits on the ninety six line the industry used as its default. The three lower versions are disclosed, which is why they are not punished here
Cost of reaching the feature4 / 10The cheapest genuine entry is 100 times your stake, which bands at six, and the ladder runs to 2,000x, which takes two points off
Volatility honesty6 / 10Hit frequency and feature frequency are both published, for both modes, and every buy carries its own return figure. The odds of the maximum win are still missing
Session survivability4 / 10One trigger in 463.56 spins bands at three, and the ten cent minimum adds a point back
Overall5 / 10Average of four, rounded

How to read this. Seven, four, six and four make twenty one. Divided by four that is 5.25, which publishes as five. Six previous games on this site were averaged over three criteria because a number was missing. This one was not.

Five is a middling score for a game that behaves well on the two things I usually complain about. The return is fair and the disclosure is the best I have seen. What drags it down is access, and that is a design choice rather than an accident.

A hundred times your stake to enter the feature, and a feature that otherwise arrives once in 463 spins, is a game built around the buy menu. The studio has been honest enough to publish the numbers that show it, and the numbers show a game that is expensive to play the way its own base game invites you to.

Buying the Money Train 5 Feature Costs a Quarter of Waiting for It

Relax Gaming publishes how often each bonus arrives, which almost no studio does. Those two numbers turn a vague question into arithmetic.

The free spins land once in 463.56 spins. At the ten cent minimum that is 46.36 euros of turnover before the feature arrives on average. The game will sell you the same feature for 100 times your stake, which is 10 euros at that same stake.

FeatureHow often it landsTurnover to wait for it at 0.10Price to buy it at 0.10Which is cheaper
Free Spins1 in 463.56 spins46.3610.00Buying, by 4.6 times
Super Free Spins1 in 10,290.53 spins1,029.0550.00Buying, by 20.6 times

How to read this. This is not a trick of presentation. Waiting and buying do not have the same expected value, because waiting pays you something along the way through the base game. But as a question of how much money passes through the machine before you see the feature you came for, buying is several times cheaper, and the studio published the numbers that prove it.

There is a second half to this, and it is the part I did not expect. The bonus buys run at 96.5 percent while the base game runs at 96.1. Buying the feature does not just reach it faster, it returns more per euro staked. Four tenths of a percentage point is small, but it points the same direction as the arithmetic above.

So the honest reading of this game is uncomfortable for the way slots are usually sold. The base game is the expensive route to the thing the base game exists to deliver. If you are going to play Money Train 5, the published numbers say buy.

I will say the obvious counterweight too. Buying costs 100 times your stake in one click, and a player who buys five times in a session has staked 500 times the stake with nothing between purchases to slow them down. Cheaper per feature is not the same as cheaper per hour.

Money Train 5 Standard or Ultra, and What the Choice Changes

The game runs in two modes and you pick one before you spin. The choice is not cosmetic, and the studio publishes what changes.

What changesStandardUltra
Maximum win50,000x100,000x
Hit frequency19.57%19.36%
Maximum stake outside the UK2010
Buy optionsBonus, Super BonusUltra Bonus, Ultra Super Bonus

How to read this. Ultra doubles the ceiling and takes a little off how often anything lands, which is the trade you would expect. What it also does is halve your maximum stake, so the bigger ceiling is reached from a smaller bet. Read the two together rather than chasing the 100,000x on its own.

Every Money Train 5 Buy Option, Priced in Euros

Seven options sit in the menu and they are not all purchases. Two of them change your odds on the next spin, four of them put you straight into a feature, and one is the Ultra version of the cheapest booster.

OptionPriceAt 0.10 a spinAt 1.00 a spinWhat it does
Enhanced Spins1.5x0.151.50Raises the chance of a trigger. Not a purchase
Bonus Reels10x1.0010.00Removes paying symbols to raise the trigger chance
Ultra Bonus Reels25x2.5025.00The same, aimed at the Ultra features
Bonus100x10.00100.00Straight into Free Spins
Ultra Bonus250x25.00250.00Straight into Ultra Free Spins
Super Bonus500x50.00500.00Straight into Super Free Spins
Ultra Super Bonus2,000x200.002,000.00The top of the ladder

How to read this. Look down the 0.10 column before you look at the 1.00 one. At the minimum stake every option on this menu is affordable, which is exactly why the menu is dangerous. At a one euro stake the same list runs from one euro fifty to two thousand, and the buttons sit in the same place on the screen.

The four genuine purchases all run at 96.5 percent, which the studio states separately from the base game figure. The two boosters run at the base 96.1. That is an unusual amount of honesty about a buy menu and it is most of the reason this game does not score worse than it does.

What Fifty Euros Reaches in Money Train 5

At the ten cent minimum, fifty euros buys 500 spins. The published trigger rate says the free spins land once in 463.56, so a fifty euro balance expects to see the feature about once. Once, across an entire session.

What you wantWhat it costs at 0.10In fifty euro balancesExpected loss on that turnover
One free spins trigger by waiting46.36Under one1.81
One free spins trigger by buying10.00A fifth of one0.35
One super free spins trigger by waiting1,029.0520.640.13
One super free spins trigger by buying50.00One1.75
The Ultra Super Bonus once200.00Four7.00

How to read this. The expected loss column uses 96.1 percent for waiting and 96.5 for buying, because the studio publishes the two separately. Staked is not deposited. These are long run expectations and no single session will match them.

The row that should decide how you treat this game is the third one. Reaching the Super Free Spins by spinning takes more than a thousand euros of turnover on average, which is twenty fifty euro balances. Almost nobody playing at ten cents a spin will ever see that feature without paying for it, and the studio is the one telling you so.

What You Can Verify About Money Train 5

I have now scored seven slots on this site and this is the first time I could fill in every row. It is worth laying out exactly what Relax Gaming printed and what the others did not.

FigureMoney Train 5Thunderstruck IIBook of Dead
Return to player96.1%96.65%96.21%
Lower RTP versions disclosedYes, three of themNone knownNot by the studio
Hit frequency19.57%Not publishedNot published
Feature frequency1 in 463.56Not publishedNot published
Buy prices and their own RTPSeven options, 96.5%No buys existNo buys exist
Odds of the maximum winNot publishedNot publishedNot published

How to read this. One row is missing here and it is the same row that is missing everywhere. Not one studio I have reviewed publishes the odds of reaching its own advertised ceiling, including this one, which publishes everything else.

This is also the first game where my fourth criterion could be scored at all. Session survivability needs a published feature frequency, and six games in a row did not have one. That single number, one trigger in 463.56 spins, is what makes the score below a complete one rather than an average of three.

Every Money Train Compared

Six Money Train titles sit in our library. I have verified figures for this one only, so the table below says what each game is rather than printing returns I have not checked myself.

GameWhat it isFree demo
Money TrainThe original that started the series and the buy menu with itPlay it free
Money Train 2The entry that made the series famous, and still the most searched of the sixPlay it free
Money Train 3Expanded the special symbol set that the sequels kept building onPlay it free
Money Train 4Introduced the mode split that this game carries forwardPlay it free
Money Train 5The one reviewed here, 96.1 percent, seven buy optionsPlay it free
Money Train OriginsA spin off rather than a numbered sequelPlay it free

How to read this. If you have played an earlier Money Train and are deciding whether to open this one, the thing that has changed most is the price list. Check the buy menu and the return figure inside whichever game you load, because the series has not held either constant.

Four Clauses to Check Before You Play It for Money

The game is the same everywhere. The terms wrapped around it are not, and that is where a session quietly gets more expensive. Four things are worth thirty seconds each.

First, the return printed in the game information panel, every time you open the game at a casino you have not used before. Plenty of slots ship in more than one build, and that panel is the only place the figure you are actually playing is shown.

Second, how the game counts toward wagering, and whether buying a feature voids an active bonus. Slots usually count in full, but feature purchases are excluded under most terms and some casinos cancel the bonus outright for one. The wagering terms are where both of those live.

Third, the maximum stake allowed while a bonus is running. It is commonly five euros a spin, and going over it once is enough for a casino to void everything the bonus produced.

Fourth, the cap on what you may withdraw from bonus winnings. A large maximum win means nothing if the terms stop your payout well below it, and that ceiling is printed in the bonus terms rather than in the game.

What an Hour of Money Train 5 Costs

The return figure on its own tells you nothing about what a session costs. What costs you money is the return multiplied by how much you push across the table, and a slot pushes a great deal. Six hundred spins in an hour is an ordinary pace once autoplay is running.

At 96.1 percent the house keeps 3.9 percent of everything staked. Here is what that is worth at three ordinary stakes, using the same model as my cost per hour table.

Stake per spinWagered in an hourHouse edgeCost of the hour
€0.20€1203.9%€4.68
€0.50€3003.9%€11.70
€1.00€6003.9%€23.40

Six hundred spins an hour, the house edge applied to everything wagered in that hour. These are averages over a very long run, not a prediction for one session, and the swings in either direction are far larger than the edge.

Play Money Train 5 Free

The demo runs on a play money balance that resets when you reload, with no account and no deposit. It is worth more than most demos here, because the buy menu is open in demo mode and you can see what 2,000 times your stake actually buys before you ever pay for it.

Play the Money Train 5 DemoFree play money balance. No account, no deposit, no email address.

Where to Play Money Train 5 for Real Money

Twenty one of the 36 casinos I have reviewed record this studio in the supplier list I pulled from their lobby. Five of those reach seven out of ten, the highest score any casino holds on this site.

CasinoScoreFull review
Playfina Casino7 / 10Read the review
National Casino7 / 10Read the review
HellSpin Casino7 / 10Read the review
CasinoChan Casino7 / 10Read the review
Asino Casino7 / 10Read the review

How to read this. On a game with a buy menu, one clause matters more than usual. Several operators cap what you can withdraw from a session that used a feature purchase, or treat a bought bonus differently from a triggered one. Read the bonus terms before you press 2,000x.

Playfina takes the link below on the tiebreak I use everywhere, highest terms fairness first, then payouts, then bonus value. The other sixteen casinos carrying this studio score between four and six, and the full list shows where each one loses its points.

Play Money Train 5 at PlayfinaAffiliate link. 7 out of 10 in my review, with the best bonus value of the five. 18+, play responsibly.

FAQ About Money Train 5

What is the RTP of Money Train 5?

How often do the free spins trigger?

Is it cheaper to buy the bonus or wait for it?

What are all the Money Train 5 buy prices?

What is the difference between Standard and Ultra mode?

What is the maximum win on Money Train 5?

Can I play Money Train 5 for free?

Why does this review score Money Train 5 only 5 out of 10?

Which casinos have Money Train 5?

Is Money Train 5 good for a small balance?

Who Wrote This

Srboljub Simunovic, responsible editor at Casinos.si
Srboljub Simunović
Responsible editor, Casinos.si. Six years reviewing online casinos, based in Bosnia and Herzegovina.

I came to this from finance, so a slot review that tells me a game is explosive tells me nothing. What I want is every published number in one place, converted into euros and into spins. On this game I could do that for the first time, because the studio printed the trigger odds instead of leaving them to guesswork.

Every figure here was cross checked against two independent databases on the date below. Where the two disagreed, one of them listed a fourth lower return version that the other did not, I have kept to the three both of them carry. The odds of the maximum win are missing because nobody publishes them. I am responsible for everything on this page. If a number no longer holds, write to me and I will check it.

18+. Gambling can be addictive. The demo linked on this page is played with play money that has no cash value and cannot be withdrawn. Buying a bonus round stakes real money instantly and removes the pause that base game spins provide. Return to player describes millions of spins and predicts nothing about a single session. No slot can be beaten with strategy, and the result of every spin is independent of the one before it. If gambling has stopped being entertainment, free and confidential help is available in Slovenia through NIJZ.

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